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Protection against Natural Calamities

Agricultural producers, such as farmers, ranchers, and others, buy crop insurance to safeguard themselves against the loss of their crops to natural catastrophes or the reduction in income resulting from drops in the pricing of agricultural commodities.

Risks Covered

The policy covers a loss to crops due to the following:

  • All fields except Orchards for which the banks are advancing crop loans to its borrowings.
  • Floods
  • Excessive Rain
  • Wind Storm
  • Hail
  • Frost
  • Drought
  • Locust Attack
  • Earthquake
  • Disease
Preliminary Information Required
  • Details of farm
  • Details of plantation
  • Source of irrigation
  • Security arrangements
  • Surrounding areas
  • Drought/insect and pest attack during the last 5 years.
  • Expected yield