Unexpected and abrupt events are covered under the policy for insured properties.
By covering accidental physical loss or damage to the Property Insured while it is located at the premises specified in the policy, the Property All Risks Insurance Policy provides wider coverage than Fire and Allied Perils. Everything is covered, with the exception of the exclusions, which are mentioned in the policy wordings.
Under this insurance coverage, factories, power plants, building and office projects, including workshops, machinery, equipment, materials, commodities, fuel, warehouses, premises, or offices, may be covered.