Motor Insurance

SGI offers insurance protection at minimum cost to customers in respect of the following covers  :
• Private Car
• Commercial Vehicle
• Motor Cycle

LOSS OR DAMAGE

The company will indemnify the insured against loss & or damage to motor vehicle/ motor cycle and/or its accessories whilst thereon by:
• Accidental external means damage
• Fire, external self-ignition or lightening or frost
• Burglary, house-breaking, or theft
• Malicious act
• Riot & strike
• Flood, hail, wind, hurricane, cyclone, tornado or typhoon
• Earthquake, volcanic eruption or other convulsion of nature
• Whilst in transit by air, road, rail, inland waterway, lift or elevator

• Death or bodily injury to a third party (except for the person employed by the insured)
• Damage to property of a third party (except for the property held in trust or custody by the insured of a third party)

1. Pre-inspection of vehicle is mandatory
2. Damages found at the time of pre-inspection are not covered.
3. In case of theft immediately notice to the Police and send FIR copy to the Insurance Company.
4. In case of any loss immediately inform the Insurance Company.
5. Other terms, conditions and limitations as per SGI policy