• Accidental external means damage
• Fire, external self-ignition, or lightning or frost
• Burglary, house-breaking, or theft
• Malicious act
• Riot & strike
• Flood, hail, wind, hurricane, cyclone, tornado, or typhoon
• Earthquake, volcanic eruption, or other convulsions of nature
• Whilst in transit by air, road, rail, inland waterway, lift, or elevator

• Death or bodily injury to a third party (except for the person employed by the insured
• Damage to property of a third party (except for the property held in trust or custody by the insured of a third party)

• Pre-inspection of the vehicle is mandatory
• Damages found at the time of pre-inspection are not covered
• In case of theft, immediately notify the Police and send an FIR copy to SGI
• In case of any loss, immediately inform the Insurance Company
• Other terms, conditions, and limitations as per SGI policy

• Comprehensive Private Vehicle & Third Party Motor Liability Insurance
• Comprehensive Commercial Vehicle & Third Party Motor Liability Insurance

Our Motor Fleet Insurance makes it simple to insure as many cars as you need, regardless of how big or small your company is. We can provide you with the appropriate auto insurance for your company at the correct cost since we understand that every business is unique. Based on the fleet’s characteristics and prior claims history, we provide motor insurance options at affordable prices.

• Details of Vehicles
• Documentation related to vehicles
• Company’s Profile
• CNIC of employees